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Find your borrowing power

Tell us what you can afford to spend on your new ride and we’ll show you how much you could borrow with Refinance-a-car.

Borrowing Power Calculator

How much do you want to finance on your car loan?

Loan Duration (months)

Increase my borrowing power by adding a Balloon Payment at the end of my loan term... Learn More

Balloon Percentage:

Value: R0

Your monthly repayment will be approximately:

R8,355.05 P/M

over a 6
With a R0 balloon payment

Apply Online

Subject to financier final approval

Total cost of credit: RNaN

Total Repayment: RNaN

The total amount excludes the Balloon amount of R0 that will be payable at the end of the contract period. The total payable will therefore be R283248.29

Illustrative Example - Good CREDIT

Borrowing R100,000 over 72 with an indicative annual interest rate of 13% , and a balloon value of R0.0 , the amount payable would be R2,097.62 a month, the total cost of credit will be R51,028.81 (interest), the capital including interest payable will be R151,028.81

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32 Mercury street, Eastrand Office Park, Benoni, 1500

* Monthly Payment – Average monthly payment savings may result from a lower interest rate, longer term, or both. Your actual savings may be different.

** APR — APR is the Annual Percentage Rate. Your actual rate may be different. The APR is based on a number of factors including your credit profile and the loan to value of the vehicle.

Advertised 11% APR based on a representative example of refinancing a 2015 or newer vehicle with a credit score of 600 for a term of 72 months.

All our finance partners are registered financial service providers.